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02 March 2024 current affairs in hindi

02 March 2024 current affairs in hindi

यहां प्रमुख एग्जाम की तैयारी के लिए 02 March के current affairs today in hindi की महत्वपूर्ण जानकारी दी जा रही है। जिसके माध्यम से आप अपनी एग्जाम की तैयारी के लिए डेली करंट अफेयर्स के बारे में जान सकते हैं|

1 / 10

हाल ही में दुनिया की सबसे कम ‘प्रजनन दर’ किस देश में दर्ज की गई है?

2 / 10

हाल ही में डेंगू के बढ़ते प्रकोप के बीच किस देश ने ‘स्वास्थ्य आपातकाल’ की घोषणा की है?

3 / 10

‘बायोएशिया शिखर सम्मेलन 2024’ का 21वां संस्करण कहाँ शुरू हुआ है?

4 / 10

ब्रिटेन के किंग चार्ल्‍स-तृतीय से ‘नाइटहुड’ की उपाधि पाने वाले पहले भारतीय कौन बने हैं?

5 / 10

विश्व नागरिक सुरक्षा दिवस प्रतिवर्ष कब मनाया जाता है?

6 / 10

विश्व की पहली वैदिक घड़ी का उद्घाटन किस शहर में किया गया?

7 / 10

राष्ट्रीय जन्म दोष जागरूकता माह 2024 किसके द्वारा लांच किया गया?

8 / 10

देश का पहला सेमीकंडक्टर फैब किस राज्य में स्थापित किया जायेगा?

9 / 10

चालू वित्त वर्ष 2023-24 की अक्टूबर-दिसंबर तिमाही के दौरान भारतीय अर्थव्यवस्था कितने प्रतिशत वृद्धि दर्ज की?

10 / 10

केंद्रीय मंत्रिमंडल ने इंटरनेशनल बिग कैट एलायंस के लिए कितने करोड़ रुपये मंजूर किये है?

Your score is

Best Credit Cards in India [2024]

You must choose the credit card that best meets your needs because everyone has different goals when it comes to credit cards. Some credit cards work better for online bill payments than others for finding great deals. Our article has listed below some of the best credit cards in India to assist you in making an informed decision.

Learn More About: Top 10 Credit Cards in India with Features 

Top 10 best credit cards in India

The most budget-friendly credit cards are those that are listed below:

IDFC First Millennia Credit Card

There are no joining or yearly fees for this credit card. If you spend ₹15,000 in the first 90 days after acquiring this card, you’ll receive some vouchers. Furthermore, unlike all other cards, its rewards points never expire, and there is no fee associated with using your rewards.

One of the unique features of this card is that, in contrast to other cards that charge 36-40% interest when payments are late, the IDFC credit card only sets 9-15%. To qualify for this credit card, you must make a minimum monthly salary of ₹20,000 and have a credit score of at least 700.

SBI Platinum Card for IRCTC

Depending on the time of year you travel, this card offers you a 4–10% reward on IRCTC bookings. Along with a ₹350 activation bonus, 0.80% cashback is offered on the remaining expenditures. You should only apply for this card if you spend a minimum of ₹20,000 on IRCTC for a year, given that there are ₹500 joining and yearly fees.

Kotak Indigo XL Credit Card

By far the best credit card in India for flight travel, Kotak Indigo Card offers 6% savings on Indigo Flights. Along with this, this card entitles you to priority check-in, a complimentary seat, etc. You should only apply for this credit card if you spend a minimum of 50,000 to 75,000 rupees annually on domestic flights. This is due to the card’s Rs.1500 joining and annual fees.

ICICI HPCL Super Saver Credit Card

If you use this card to fill up on fuel at HP’s gas stations, you’ll receive a 6.5% payback. On the remaining utility and grocery purchases, you can also receive a cashback of 5%.

The cashback on this credit card is only good for ₹500 every month, which is a drawback. With this card, you can also receive 25% cashback on BookmyShow, but again, you may only use it once per month on a transaction with a maximum value of ₹100.

HDFC Regalia Card

It’s among the best credit cards for 2022. This credit card comes highly suggested if your annual salary is between $110 Lakhs and $20 lakhs and you just want to carry one card. The HDFC Regalia’s conversion and reward rate are both excellent.

This card is top-notch when used in conjunction with HDFC SmartBuy, where you can occasionally earn 5–10X reward points. This card might be completely free if you behave responsibly when using it.

But only a small number of people are given this card; HDFC instead starts with Regalia First for the first one to two years before gradually upgrading to Regalia.

HDFC Millennia Card

This card must be familiar to many of you. When using one of the top online shopping cards, HDFC Smartbuy or Payzapp, you will receive a flat 5% cashback if you shop on Amazon, Flipkart, or other participating sites.

Furthermore, if you use it wisely, your annual fees will also be waived. You receive 1% cash back on all other purchases. This card’s only drawback is that HDFC is notoriously finicky with its reward points. One reason is that they only allow you to redeem up to 2500 of the maximum 2250 reward points that they put on this card.

HDFC Infinia Card

With its top reward rates, this card entitles you to free priority passes that grant you access to any airport lounge in the globe without paying a fee.

Their income requirements are really strict, to start with which makes it difficult to acquire this card, but the benefits are worth the effort.

Amazon ICICI Pay Credit Card

This credit card is lifetime free and does not charge an annual or joining fee. For Prime customers, Amazon Pay ICICI credit card offers a ₹300 voucher, while for non-Prime users, it offers a ₹150 coupon.

In essence, it is free money. You can use these coupons whenever you want because they will be added to your Amazon Pay balance. Additionally, it offers various vouchers worth 1550 for Prime subscribers and 1450 for non-subscribers. Only its Prime members receive a 5% reward on purchases from the company. They offer a 3% cashback to others.

Axis Flipkart credit card

The Flipkart Axis Bank Credit Card was introduced in 2019 by Axis Bank and Flipkart, and it was an immediate success. The yearly fee and membership charge for this credit card are both 500 rupees.

Spending more than 2 lakh rupees on your credit card each year is required to waive the annual fees. If you pay the credit card fee beyond the due date, you will be charged an overdue penalty.

The cost for transactions in foreign currencies is 3.5% of the total transaction amount. You can get 5% cashback with this credit card on Flipkart, Myntra, and 2GUD and 4% cash back at a selection of selected retailers.

HSBC Smart Value Card

It is ideal for people to utilize the HSBC Smart Value Credit Card if they want rewards and cashback. With an annual cost of Rs.499, HSBC Smart Value is perfect for rewards, entertainment, and travel.

With this card, you can get 1 reward point for every 100 rupees spent, a waiver of the annual fee if you spend more than 50,000 rupees, and 3X accelerated reward points in the eating and telecom categories.

Within 60 days of card insurance, you can accept benefits in the form of a Swiggy voucher and obtain a 3-month Gaana+ subscription voucher. On transactions with this credit card totaling Rs. 5000 or more, you can receive 10% cashback.

Axis Bank ACE Credit Card

With this card, you get four complimentary domestic airport lounge visits each year in addition to 5% cashback on Google Pay utility bill payments, 4% cashback on Ola/Swiggy/Zomato, and 2% cash back on all other purchases.

iOS users cannot attach cards to Google Pay, which is the only disadvantage. For people who spend money on paying bills, purchasing food online, and other regular online and offline activities, this card is the perfect option.

SBI BPCL Octane Credit Card

This card offers reward rates of 2.5% for restaurants, department shopping, groceries, and movies and 6.25% for petrol (at BPCL pumps). It can be challenging to use SBI BPCL Credit Card reward points.

For monthly expenditures up to Rs. 10,000, you will receive a fuel benefit in addition to the extremely low core reward rate of 0.25 percent. If you can locate a BPCL fuel station that accepts SBI BPCL points in your location, this may be the best credit card in India for you.

Conclusion

It is difficult to determine which bank credit card is best overall because most of them in India provide the best credit card offers and comparable benefits with minor variations and additional costs. 

This article attempts to identify some of the top credit cards in India that provide cashback, incentives, fuel-related perks, and travel-related benefits. You can compare each of these credit cards to choose the one that best suits your needs and take advantage of its advantages.